📚 CBSE Grade-10 Study Guide Open in the Study Guide single page app →
Home › Social Science

Social Science — CBSE Class 10 board question

Q1. [1]
Two statements are given below. They are Assertion (A) and Reason (R). Read both the statements and choose the correct option. Assertion (A) : Rural poor families are still dependent on informal sources of credit. Reason (R) : For obtaining loan from banks, collateral and special documents are required.
  1. (A) Both (A) and (R) are true and (R) is the correct explanation of (A).
  2. (B) Both (A) and (R) are true, but (R) is not the correct explanation of (A).
  3. (C) (A) is true, but (R) is false.
  4. (D) (A) is false, but (R) is true.
Previously asked in CBSE board exam
2024 32/5/1 Q17
Generated by claude-sonnet-4-6 · 2026-06-15 06:53 · grounding rag
Model Answer

(A) Both (A) and (R) are true and (R) is the correct explanation of (A).

Rural poor lack collateral and proper documents required for bank loans, so they are forced to depend on informal sources of credit.

Explanation

The passage from "Self-Help Groups for the Poor" directly states: "bank loans require proper documents and collateral. Absence of collateral is one of the major reasons which prevents the poor from getting bank loans" — this is exactly why they depend on informal sources. So (R) correctly and directly explains (A), making option (A) the right choice.

If a question refers to an image, map, graph or diagram that is not shown here, open the Study Guide single page app, go to Library and find the actual CBSE question paper. The original papers are also available on the CBSE website: cbse.gov.in.
Previous-year CBSE Grade 10 board exam questions, organised by subject and chapter, each with a model answer — free to read and print.