(d) 0.21
P(losing) = 1 − P(winning) = 1 − 0.79 = 0.21
Source: Chapter 14, Section 14.1 (Complementary events: $P(\bar{E}) = 1 - P(E)$)
Using the complementary event rule: P(E) + P(not E) = 1. Since P(winning) = 0.79, P(losing) = 1 − 0.79 = 0.21. Options (a) and (b) are incorrect calculations; (c) is wrong as 0.21% ≠ 0.21.